Health & Renter’s Insurance : About Health Insurance for Low-Income Families
If an individual or family has low income, they can try to obtain health insurance through Medicare or Medicaid. Find out what regulations are involved with getting approval for health insurance with help from an insurance representative in this free video on health insurance.
Expert: John Pinelli
Bio: John Pinelli is a financial representative.
Filmmaker: Bing Hugh
Series Description: Health insurance helps to pay for medical procedures through premiums that are paid by groups or individuals to protect against high or unexpected health care expenses. Learn about health insurance and renter’s insurance, and why they’re important, with help from an insurance representative in this free video series on insurance and personal finance.
Getting Life Insurance
Usually, people dismiss looking at life insurance policies at all. Thinking about your own morality is tough, and it may be assumed that you will have the time later to deal with these type of things. Along with the current economic decline and scrimping just to save a few cents, any costs that would go to life insurance would most likely be cut. Instead of ignoring this important life expense or ceasing the payments on your current policy, try to carefully consider the situation. There are some important factors that you might be missing and regretting later on.
If you earn the most in your family and then you die, your death could affect the rest of your family more than just emotionally. There will be the financial burden they get stuck with after your death. If you had a good life insurance policy set up, then this could help them with offsetting those expenses without having to spend a fortune on them. The downward economy is not a good reason to cut your life insurance. You can get the best term life insurance from sites like http://termlifego.com and make sure your family is protected.
Additional Needs for Life Insurance
This also applies if you do not earn the most in your family. People do not like thinking about their own death, but it will happen one day, and it could be sooner than they anticipate. It is impossible to tell what could happen or even when. Knowing that, shouldn’t you be prepared? Shouldn’t your family be ready for that time, too? If you have the correct life insurance policy in place, then your loved ones can be well cared for when it comes time for your death. Many options exist that can help with your amount of income and type of lifestyle. Make sure you do your research and check out all the different life insurance providers out there for policies that you qualify for. This can really help your family in case it is your time to go.